{"id":11724,"date":"2018-10-31T11:21:01","date_gmt":"2018-10-31T14:21:01","guid":{"rendered":"https:\/\/feninjer.com.br\/?p=11724"},"modified":"2018-10-31T11:28:00","modified_gmt":"2018-10-31T14:28:00","slug":"empreendedores-apostam-em-emprestimos-on-line-para-decolar","status":"publish","type":"post","link":"https:\/\/feninjer.com.br\/?p=11724","title":{"rendered":"Empreendedores apostam em empr\u00e9stimos on-line para decolar"},"content":{"rendered":"<p><strong><em>Entre os atrativos est\u00e3o a rapidez em conseguir cr\u00e9dito, pouca burocracia e menores taxas de juros<\/em><\/strong><\/p>\n<p><em><span style=\"font-weight: 400;\">Da Reda\u00e7\u00e3o<\/span><\/em><\/p>\n<p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-medium wp-image-11725\" src=\"https:\/\/feninjer.com.br\/wp-content\/uploads\/2018\/10\/Capa-emprestimo-online-360x256.jpg\" alt=\"\" width=\"360\" height=\"256\" srcset=\"https:\/\/feninjer.com.br\/wp-content\/uploads\/2018\/10\/Capa-emprestimo-online-360x256.jpg 360w, https:\/\/feninjer.com.br\/wp-content\/uploads\/2018\/10\/Capa-emprestimo-online-570x405.jpg 570w, https:\/\/feninjer.com.br\/wp-content\/uploads\/2018\/10\/Capa-emprestimo-online.jpg 586w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Em um momento de crise econ\u00f4mica, com poucos postos de emprego, cada vez mais pessoas empreendem em neg\u00f3cios pr\u00f3prios. Outros, que est\u00e3o no mercado, muitas vezes precisam de capital para atravessar um momento mais dif\u00edcil. Para impulsionar o trabalho, os <strong>empr\u00e9stimos<\/strong> on-line se tornaram tend\u00eancia \u2013 o website Lendico, por exemplo, registrou aumento de 81% na cess\u00e3o de cr\u00e9dito para novos neg\u00f3cios em setembro, em rela\u00e7\u00e3o a 2017.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A modalidade de <strong>cr\u00e9dito<\/strong> <strong>on-line<\/strong>, concedido por meio de websites ou aplicativos, tem uma din\u00e2mica semelhante junto \u00e0s institui\u00e7\u00f5es financeiras f\u00edsicas. A principal diferen\u00e7a est\u00e1 no valor concedido, consideravelmente menor, entre R$ 5 mil e R$ 100 mil. \u201cMuitos empres\u00e1rios, para iniciar ou dar um up no trabalho, precisam de cr\u00e9dito r\u00e1pido, em valores menores e sem burocracia. Os empr\u00e9stimos on-line atendem bem a demanda\u201d, explica Cleverson Pereira, professor da disciplina Cen\u00e1rios Econ\u00f4micos do Centro Universit\u00e1rio Internacional Uninter.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No Brasil, atualmente, al\u00e9m da Lendico, outras empresas est\u00e3o se popularizando na oferta de cr\u00e9dito on-line: Creditas, Nexoos, Simplic, Geru e EasyCr\u00e9dito, por exemplo. Quando bem estabelecidas, o professor confirma que s\u00e3o t\u00e3o confi\u00e1veis quanto os bancos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Para evitar cair em golpes, contudo, Pereira indica recolher o m\u00e1ximo de informa\u00e7\u00f5es poss\u00edveis sobre a institui\u00e7\u00e3o: CNPJ, tempo de exist\u00eancia no mercado, telefone de contato, se possui registro no Banco Central do Brasil (Bacen) ou ainda se est\u00e1 autorizada a operar como correspondente banc\u00e1rio. \u201cQuanto mais informa\u00e7\u00f5es colhidas, maior a seguran\u00e7a no momento da contrata\u00e7\u00e3o\u201d, explica.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A recusa em fornecer as informa\u00e7\u00f5es ou a impossibilidade de confirm\u00e1-las pode levantar suspeitas. Outra dica \u00e9 consultar a reputa\u00e7\u00e3o em sites como Reclame Aqui e Juros Baixos, que recolhem avalia\u00e7\u00f5es de clientes sobre as empresas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No momento de firmar o contrato, o professor indica comparar as taxas oferecidas pelo credor com outras institui\u00e7\u00f5es e avaliar se n\u00e3o est\u00e1 sendo realizada uma cobran\u00e7a indevida ou acima da m\u00e9dia do mercado. Pr\u00e1ticas que podem levantar suspeitas s\u00e3o a exig\u00eancia pelo pagamento de taxas antecipadas ou a press\u00e3o para fechar o contrato.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Entre os atrativos est\u00e3o a rapidez em conseguir cr\u00e9dito, pouca burocracia e menores taxas de juros Da Reda\u00e7\u00e3o Em um momento de crise econ\u00f4mica, com poucos postos de emprego, cada vez mais pessoas empreendem em neg\u00f3cios pr\u00f3prios. Outros, que est\u00e3o no mercado, muitas vezes precisam de capital para atravessar um momento mais dif\u00edcil. Para impulsionar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11725,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_links_to":"","_links_to_target":""},"categories":[6],"tags":[1137,2446,822],"class_list":["post-11724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestao","tag-credito","tag-emprestimo","tag-online"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Empreendedores apostam em empr\u00e9stimos on-line para decolar - FENINJER+ 2026 | A Maior Feira de Joias da Am\u00e9rica Latina<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/feninjer.com.br\/?p=11724\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empreendedores apostam em empr\u00e9stimos on-line para decolar - FENINJER+ 2026 | A Maior Feira de Joias da Am\u00e9rica Latina\" \/>\n<meta property=\"og:description\" content=\"Entre os atrativos est\u00e3o a rapidez em conseguir cr\u00e9dito, pouca burocracia e menores taxas de juros Da Reda\u00e7\u00e3o Em um momento de crise econ\u00f4mica, com poucos postos de emprego, cada vez mais pessoas empreendem em neg\u00f3cios pr\u00f3prios. 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